What is is the difference between parts A, B, C and D of Medicare? This is a common question in the pharmacy. Which part of Medicare covers what.
Medicare Part A – this is hospital coverage. It may also help pay for nursing care and hospice.
Medicare Part B – this is the medical insurance part of Medicare, it usually pays a portion of your doctors visits and other outpatient medical care. This may also cover glucose test strips and supplies, insulin if used in a pump and nebulized medications for chronic conditions.
Medicare Part C – Sometimes called Medicare advantage plans, this allows you to roll your benefits into one plan, potentially reducing your out of pocket costs.
Medicare Part D – This is what you will usually use at the pharmacy. You must signup for part D coverage. This will most likely cover medications not covered by part B. There are exceptions – as not all medications are covered by Medicare.
Finding the best Part D coverage. Visit the Medicare website each year to review your coverage and ensure it is the best plan for you. You may also visit your insurance agent to review plans that they offer – or check with your pharmacist to see if there are any programs available in the area to learn more about the plans offered.
If you have questions about Medicare please comment below and I’ll do my best to answer or point you in the direction for an answer.